Once checked and validated, you'll get your money instantly. Dial *120* 277#. Set a secret 5-digit PIN for the eWallet. Mon - Sat 08h00 - 19h00. Contact number. Step 4: Visit your nearest FNB ATM and use your new eWallet PIN to withdraw cash. An easy-to-follow guide on retreat from eWalletSouth Africa's eWallet is a service offered with Initially National Bank (FNB) that allows bank members to send monies for individuals who got an active South African mobile cell number. Select “Withdraw cash” at checkout. Can I withdraw eWallet at Shoprite? “Customers also get free unlimited Cash@Till withdrawals at retailers such as Shoprite, Checkers, Pick n Pay, Boxer and selected Spar stores. • Select Withdraw. The fees below outline the standard rates (outside of account-specific limits and bundles) for the bank’s key transactional accounts. Action: Cost: Send money to someone R10. The money is transferred instantly and can be used to withdraw cash from FNB ATMs, buy prepaid airtime or electricity, send money to another. How do I withdraw money from my easy zero account. With an FNB ewallet extra account, the maximum the account can hold is R14, 000 while the FNB ewallet can only hold R5, 000. Free prepaid purchases. Deposit or withdraw cash. Under the E-wallet section, select the option to “Deposit” or “Add Funds. The money is transferred instantly and can be used to withdraw cash from FNB ATMs, buy prepaid airtime or electricity, Send Money to another Cellphone, pay to a bank account and more. Cash voucher and. Can I withdraw pep money at Shoprite? Money can be withdrawn from an ABSA. 50 Transfer from your eWallet to your RMB Private Bank account FREE Inactivity fee (after 6 months of inactivity) R6. Upon completing these steps, you’ll receive an SMS containing a voucher code and pin. Step 4: Link your payment cards. Select Transfer to Account. Make sure your transaction has ended or that you select 'Cancel' before leaving the ATM. Does FNB eWallet have a card? Purchase goods using their Visa prepaid card. eWallet Balance. Step 3: The higher of your GO+ and eWallet balances will be automatically shown as the maximum amount that you. Registering made easy. 2 of 64. 50 Cash In Free Cash Out via FNB Account Cash Out via eWallet Tier 1: E0. Type in your meter number. Select 'Withdraw cash' and then 'Get ATM PIN'. Can I use eWallet without a bank account? 5. • Select Withdraw. Follow the prompts to complete the withdrawal. R1 500 (subject to cash withdrawal limit) Channel. Buzz South Africa. of use and I allow First National Bank Namibia, to act on my behalf and do the following: To allow the person who I choose to receive the eWallet, (herein referred to as the Recipient) to do one or more of the following: To withdraw some or all of the money in the eWallet. The code is then sent to the recipient, who can. (FNB) that allows bank members to send money to individuals who have at active South African. How long does money stay in eWallet FNB? It lasts 14 days since receiving the FNB notification about receiving the funds. You can give us notice by Instructing your nearest First National Bank branch. The recipient will receive an SMS with a temporary ATM PIN. Blocked, lost or stolen card can be replaced for R80 and it can be paid by cash deposit or we deduct it from the eWallet Pro Account. The maximum amount that you can keep in your eWallet is R10 000 at any given point in time. Choose “Withdraw cash” at checkout. Choose “Withdraw cash” at checkout. Your eBucks may only be used or spent through our spend channels listed on Our. Dial *120*321# on your mobile phone. You can get the temporary ATM PIN by using the dial string *120*277# or using the FNB App. Can I withdraw pep money at Shoprite? Money can be withdrawn from an ABSA ATM or Shoprite/Checkers. Purchase Online with eWallet funds. 1. ” Click “1” to select “Get Retail PIN. eWallet allows anyone to send money to anyone with a valid South African Cellphone number, even if they don't have a bank account. Dial “*120*277*4#. In the past 12 months, customers have sent R28bn via 7. Select “cash send to cellphone”. Terms, conditions and standard network rates apply. How do I withdraw money from FNB? At the FNB ATM select the green button (Enter/Proceed) OR select ‘Cardless Services’Select ‘eWallet Services’Key in your cellphone number and select ‘Proceed’Key in the ATM PIN you received via SMS. Select 'eWallet Services'. You can withdraw between R100 & R3000 per transaction in multiples of R10 (max R3,000 p/day and R25,000 p/month). *Please note that the withdrawal will be processed to the same number that you Betway account is registered to. Select ‘Withdraw money’ and enter the amount. EWallet transactions only work on mobile phones with current airtime. Follow the steps below to withdraw from retail stores: To start, dial *120*277*4# to access the eWallet; Next, press 1 to select Withdraw Cash; Next, press 1 to select Get Retail PIN. FNB got its start in a home in Greenville, Pennsylvania, in 1864. R1. The money is transferred instantly and can be used to withdraw cash from FNB ATMs or to buy prepaid airtime. How do I transfer money from FNB? Financial planning STEP 1: Login to your FNB Online Banking profile using your username and password. Dial *120*277*4# and follow the steps. How much does FNB charge for eWallet withdrawal? eWallet eXtra fees. Step 2: Press 1 to request a new eWallet PIN. Step 4: Click “Pay to a cellular number”. The money is transferred instantly also can shall used to withdraw cash from FNB ATMs, buy prepaid air-time or current, Send Money go another Cellphone, pay up a store account and more. You Refers to the beneficiary nominated by the sender, whoIf you bank with FNB you’ll now be able to deposit cash into your account at the till of either the aforementioned shops. A zero monthly fee digital. R525. At the ATM press the green button (enter/ proceed) and then Wallet Services. You can. You will be required to submit your bar-coded South African ID card or RSA ID Card to be able to collect cash at any PEP cash-out locations. Fnb gives an ewallet car free of charge so with that car you do not n. Anyone receiving money with eWallet will have to follow the eWallet process to withdraw the money. You may not sell, issue, exchange, barter or redeem eBucks for cash. If you would like to top your sim card, choose the option. Enter the 6-digit Access Code provided to you by Quantum Wallet. 50, and you’ll pay R13. You will receive a withdraw PIN that expires in 24 hours. eWallet allows anyone to send money to anyone with a valid South African Cellphone number, even if they don't have a bank account. Accepts cash directly at the point of sale - accepts notes and coins. The money is transferred instantly and can be used to withdraw cash from FNB ATMs, buy prepaid airtime or electricity, Send Money to another Cellphone, pay to a bank account and more. Choose the account that you want send the money from (if you have more than one account linked to the FNB App. Tap the image of an Apple Cash card, then tap the More button (…) Tap Transfer to Bank. Can I transfer money from eWallet to my bank account? At this time funds can be withdrawn from an eWallet account to your verified bank account. There are also charges incurred when withdrawing and depositing money at either FNB ATM or selected stores. FNB chief executive Michael Jordaan said the partnership was a. The. You'll receive an SMS with an ATM PIN. Increases security as the cashier cannot open the note collector. Fill in the total amount sent as only the full amount can be withdrawn. #FNBB. FNB Botswana, one digital bank, one unified look. There are disadvantages of using the FNB eWallet in 2021. 00 using Cellphone. Pay for goods and services online from the eWallet using Cell Pay Point. ”. Step 5: Inform the recipient that the cash code SMS should be used at whichever nearest Nedbank ATM or partner store within 30 days. 00. You can withdraw money to a bank account, or withdraw cash at a Ria store. If you do not have airtime in your phone, dial *130*277#. Tell the cashier you want to collect money from e-wallet. KWIKSPAR. Spend your funds online, easy as that!The eWallet can hold up to N$5,000, which can be withdrawn at. Cons of Using eWallet on FNB App. To add a new bank account enter the bank account name or code and account number Click Verify; Click. ” You’ll receive a one-time use PIN, which expires after 30 minutes. You can send an e-wallet of up to R3,000. With CashPlus, you can also withdraw money. Recipients will receive a 10-digit voucher number and a four-digit one-time password (OTP) via their cellphone to enable them to withdraw the money. Enter your login details. Alternatively, the FNB app can send eWallet payments. How do I use eWallet with FNB without an app? Dial *120*321#Select ‘Send Money’Select ‘eWallet’Select the account you want to send money from. At the cell phone press the green button and then the “Wallet Services” key, and then the “Cash ATM” number, select your withdrawal amount. orders and no paperwork. Select 'Send Money to eWallet' X FEES Anywhere, anytime. Press “1” to select “Withdraw Cash. Enter an amount between R100 and R3000. (First National Bank)'s reply: 18 Nov 2016, 09:59. Step 4: Visit your nearest FNB ATM and use your new eWallet PIN to withdraw cash. There are also charges incurred when withdrawing and depositing money at either FNB ATM or selected stores. Select “cash send to cellphone”. Step 4: Visit your nearest FNB ATM and use your new eWallet PIN to withdraw cash. The First National Bank has reviewed its transactional rates. Cookies, device identifiers, or other information can be stored or accessed on. Step 3: Initiate a New Transfer. Select ‘Yes’ to send an SMS with an ATM PIN to the recipient for easy withdrawal. Call us on: 0875759408. Step 5: Select Your Destination Account. FNB also maintains its market leading R7 per 1000 for withdrawals at approximately 5000 FNB ATMs nationwide. FNB ATMs nationwide. The funds are sent back to the sender. FNB ATMs. Step 1: Open the Bank Windhoek Mobile App. You’ll pay about $40 in transaction + currency costs. To withdraw funds from Norraco Transact eWallet or to get your NSFAS money, you can follow these general steps: Go to Norraco Transact Portal. When collecting in one of the partner stores, tell the teller that you have a cash transfer from a. Aptly called eWallet@till, the cardless functionality uses a cellphone to enable eWallet recipients to make over the counter purchases and withdrawals at over 1300 participating SPAR. Set a secret 5-digit PIN for the eWallet. Select Withdraw cash. The FNB app is also zero-rated, which means users don’t need data to access services. you can still get to request another pin and complete the transaction. Note that these stores have daily cash withdrawal limits from R200 to R1000 per day. Log in to your Norraco Transact account using your ID number and password. E. FNB and Standard Banks permit free money withdrawals at specified retailers. A simple way to send money. TERMS AND CONDITIONS Withdrawals via Instant Money, FNB eWallet, ABSA Cash Send and Nedbank Send-iMali & MobiMoney are subject to a minimum withdrawal request of R100 per withdrawal. There are two ways or three ways to do this. How do I reset my eWallet PIN on FNB App? The eWallet PIN cannot be reset using the FNB App. Parkside First National Bank of Namibia LTD C/O Fidel Castro & Independence Ave Box 195, Windhoek Tel: 061 2992111 [email protected]’s the eWallet PIN request steps: Step 1: Dial *120*277*1# on your cellphone. Follow the prompts to enter the amount and cellphone number of the recipient. This is a poor show when eWallet is needed. Step 1: Dial *120*321# on your mobile phone. Here’s how it works: Dial the eWallet number: *140*392#. Turn your phone into a wallet. No monthly account fee, no debit. Confirm the amount and. Select Transfers again. December 18, 2020 ·. Dial “*120*277*4#. Free Debit Card 💳. South Africa's eWallet is a service offered by First National Bank (FNB) that allows bank members to send money to individuals who have an active South African mobile phone number. Step 1: Register for an FNB E-wallet. To send money immediately via eWallet on the FNB App Select. At the ATM press the green button (Enter/ Proceed) and then 'Wallet Services'. Select “payments and transfers” from the menu, then press “Instant Money”. Free cash withdrawals at tills. That’s a big limitation, considering that other money transfer services allow for withdrawals from a wide range of places. Send the access code or pin to the recipient. No logic on ewallet withdrawal. You can follow these steps to get your eWallet PIN on your phone; Dial *120*277*1#. Enter the amount you would like to top-up. Where can I collect Nedbank iMali? Recipients may withdraw the money at any Nedbank ATM or participating retail store. Follow the prompts to create a 5-digit PIN, select “home”, select “Hollywoodbets eWallet”, enter the PIN, and select “get cash”. Enter the amount and cellphone you want to send to. Tap Wallet from the bottom bar and tap on your Cash Wallet. Dial *120*277# and choose option 1 for Hollywoodbets. 30 per R100 fee takes effect. No monthly account fee, no debit. eWallet is seamless and can be used for any reason such as #Birthdays, #BuyingData, #LeftWalletAtHome, #MonthEndBlues and even #SayingSorry. account. how to withdraw ewallet from fnb atmTo withdraw funds from your eWallet using an FNB ATM (First National Bank), follow these steps: Locate an FNB ATM: Fin. 25 eWallet - Reversal fee E10. na WesBank C/O Fidel. Switch to FNB Business Product shop By Turnover First Business Zero (R0 - R5 million p. It is one of the best money transfer services in the client. Dial *130*392# to access the eWallet. To buy: Go to ‘Buy’, choose your store and voucher amount and then select ‘Enter’. Select Withdraw cash and then Get ATM PIN. We’ll SMS your PIN to the cellphone number we have on record for you. Reels. 3. This means that the other bank will charge you for the withdrawal. What would you like to do? Start new application. Send Instant Money Directly From Your Wallet. Present the merchant number you’ve generated in the first step. South Africa’s eWallet is a service offered by First National Bank (FNB) that allows bank members to send money to individuals who have an active South African mobile phone number. Take your cash. Guideline: Dial *120*321# on your Cellphone number that is connected to your FNB banking account. Confirm the amount and cellphone number. Can I reverse an online payment?As these stores are typically open outside of normal banking hours - and over weekends - they are significantly more convenient than traditional banking outlets. Here are the steps to follow to withdraw money from FNB eWallet at a PEP store: Dial *120* 277#. Can I withdraw eWallet at Checkers? “Customers also get free unlimited Cash. ~5% of the transfer. Visit our Security Centre. You can obtain a funeral plan using an fnb easy account. TV & Entertainment. Enter the amount to send up to R5,000. You'll receive an SMS with an ATM PIN. '. Select Airtime. 00 Airtime / Data Electricity Multichoice Retail Banking. Logon to Absa Online Banking and select Payments. Created with Sketch. Comment. Step 2: Press 1 to request a new eWallet PIN. Click on ‘Transfer money. Note: The Savings & Investment Account General Terms & Conditions also apply to you. Here’s how: Log in to your PayPal account here. Purchase Online with eWallet funds. Your eWallet balance cannot be more than that. The FNB mobile banking can be downloaded on your iPhone or Android phone from the google play store or Apple store. 00. 95. Get cash from an FNB ATM (1 free withdrawal per Send Money transaction) R6. Does TymeBank have Ewallet? Tymebank SendMoney is an ewallet service that allows people in South Africa to transfer instant money to any working cellphone number (no bank account needed). I'm don't quite follow. Can I withdrawal FNB eWallet at Shoprite in Namibia? Withdraw all conversely some of the cash from the eWallet at an FNB ATM, without needing a bank card. You Can Also Withdraw Money Sent Via eWallet In Any FNB Retail Store. Once sent, the recipient will get an SMS containing a voucher code they can use to make their withdrawal within 30 days. Step 5: Make payments. Select “cancel voucher”. Select “Withdraw” or “Cash Out”: Look for the option that allows you to withdraw money from your E-wallet. FNB warns count eWallet scam First National Bank Namibia (FNB) warns the Namibian national against ampere new eWallet scam that is in to country. Opening an e-wallet account is simple. Does FNB eWallet have a card? Purchase goods using their Visa prepaid card. eWallet Pro is a safe and convenient electronic payment solution that reduces the risk of theft and fraud, as well as the costs associated with handling cash. The money is transferred instantly and can be used to withdraw cash from FNB ATM's, buy prepaid airtime, electricity and pay for DStv, GOtv and top up your Boxoffice account. Can I withdraw eWallet at Shoprite? “Customers also get free unlimited Cash@Till withdrawals at retailers such as Shoprite, Checkers, Pick n Pay, Boxer and selected Spar stores. FNB cardholders can deposit up to R3000 into their bank accounts in-store at a flat fee. Dial *120* 277# and open an. Can I withdraw FNB eWallet at Spar? FNB has announced that consumers can now use their FNB eWallet to purchase goods and withdraw cash at participating owner-managed Spar stores in. What's hot. Airtime and data purchases via the FNB App, Online and FNB. 50 Transfer from your eWallet to your RMB Private Bank account FREE Inactivity fee (after 6 months of inactivity) R6. Select ‘CashSend’ followed by ‘CashSend Withdrawal’. Reduced cash withdrawal fees. Video. a) Transact Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions. . Betway South Africa offer 4 different withdrawal methods, EFT, Standard Bank Instant Money, Absa Cash Send and FNB eWallet, which are all covered below. Get cash when you shop at selected SPAR stores or any FNB ATM. After dialing this code, you’ll be directed to the FNB menu system, which will provide you with various options to. • Enter the amount you want to withdraw (you must withdraw the voucher amount). a) Gold Business (R0 - R5 million p. 3-million active eWallets. First National Bank has partnered with retailer Pep to make the bank’s eWallet money transfer solution available at Pep stores across South Africa, allowing customers to use their mobile phones to shop and do their banking even if they don’t have a bank account. Reduces staff fraud and is a deterent for criminals. 5bn and more than 4-million eWallet transactions a month. According to Absa, Cash Send money can only be withdrawn from an Absa ATM. Retrieve existing applicationIn easy-to-follow guide on withdrawing from eWalletSouth Africa's eWallet is a service offered from First National Bank (FNB) that allows bank membership to send capital to individuals those has an active South African mobile phone number. eWallet allows anyone to send money to anyone with a valid South African Cellphone number, even if they don't have a bank account. FNB's eWallet now works at Spar outlets. ’. The money is transferred instantly and can be used to withdraw cash from FNB ATMs, buy prepaid airtime or electricity, Send Money to another Cellphone, pay to a bank account and more. How do I withdraw from eBucks? Transacting with eBucks Online: Login to the eBucks website. The mode of operation of FNB eWallet. Turn your phone into a wallet. Visit the Withdrawal page. An easy-to-follow guide over withdrawing from eWalletSouth Africa's eWallet is ampere help suggested by First Local Bank (FNB) that allows bank membership to send money to individuals who have an alive South African mobile phone number. Customers can deposit up to R3 000 at any Shoprite, Checkers or Usave till point – at a flat rate of just R19. It's the quickest, simplest way to send money to anyone who doesn't have a bank account. You can check with the staff or look for signs indicating the presence of an FNB ATM. The FNB eWallet enables clients to send money to a cellphone number (your wallet), and the money can be accessed instantly, at any FNB atm. Withdraw Your Cash At the stores, tell the cashier you're a Capitec client and give them your money transfer reference number, name, surname, and cellphone number. Switch to FNB Business Product shop By Turnover First Business Zero (R0 - R5 million p. Click on this option to proceed. Take your cash. Can I withdraw eWallet at Shoprite? “Customers also get free unlimited Cash@Till withdrawals at retailers such as Shoprite, Checkers, Pick n Pay, Boxer and selected Spar stores. Experience the best in quality, usability, safety and ease of use to do your banking online, available 24/7. The recipient has to follow instructions to withdraw the eWallet within 14 days from the time of receiving the notification from FNB. To buy: Go to ‘Buy’, choose your store and voucher amount and then select ‘Enter’. Shows. FNB eWallet : FNB eWallet allows customers to send money to anyone with a valid Namibian cellphone number. Enter the transfer amount. R9. You'll receive an SMS with an ATM PIN. Recipient can withdraw money at any PEP store or FNB ATM. The cashier will ask for your cellphone number. Select ‘eWallet’. Select “Withdraw cash from. Business Accounts Commercial Transact Account Business debit card eWallet bulk payments Merchant Services Ways to bank Savings + investments Overview. account in 5 minutes. You'll receive an SMS with an ATM PIN. Follow the instructions on the confirmation SMS. Once there, enter the following code: *120*321#. Does eWallet have a monthly limit? The mobile eWallet eXtra account has a daily spend limit of R3 000 and a monthly spend limit of R24 000, while cash withdrawals can be made at FNB ATMs, or over the counter at participating SPAR stores and FNB acquired merchants. Follow these simple steps to transfer your money from Paytm to your bank account. 12 shares. If you need to get more money into eWallet, you will have to spend or withdraw the money that you already have to reduce it from the maximum amount. Telephone numbers: +260 211 366 800Here is how to withdraw money from an ATM with your card: Visit the nearest ATM. You can buy airtime using this code. Step 1: Go to Transact and then Pay in the Money app after logging in. ”. Users can use this account to purchase data and airtime on the FNB app for free. PayPal. STEP 2: Withdrawing Money From NSFAS Wallet. Live. June 22, 2022 by ASK SOUTH AFRICA. How it works. What's hot. If you send from a retailer, it costs R9. The money is transferred instantly and can be used to withdraw cash from FNB ATM’s, buy prepaid airtime and send money to another cellphone. Insert cellphone number you want to send to. Then they'll ask for the pin to validate the transaction. 50 for withdrawal fees, that's what the call center agent called it. Can I withdraw. You may have to ask your retailer to enter this information for you. Capture your OTP sent to your Cell phone. Refine the search by selecting branches with extended operating hours, with WiFi, those not affected by loadshedding and more. It's the quickest, simplest way to send money to anyone who doesn't have a bank account. Can I withdraw eWallet at Checkers? “Customers also get free unlimited Cash. How To Withdraw Cash from eWallet. 14 How do I withdraw the cash at a retail store? Follow these steps at participating retail stores listed in point 12 above: Go a till and request a Nedbank. Use the following steps when you want to reverse eWallet on FNB: The first thing to do is Dial *120*321# on your phone to access mobile banking. To add a bank account to your eWallet follow these steps: Log. WITHDRAWALS eWallet Recipients can withdraw funds held in a Wallet from any FNB ATM, selected Spar Stores and selected cash-out points. In conclusion, although First National Bank (FNB) does not directly provide options for its customers to acquire cryptocurrencies, it does allow them to transfer funds to regulated exchanges such as Bybit. 90. Can eWallet be done at FNB ATM? At the FNB ATM, they need to press. The plan covers you and your spouse up to R400,000. Step 4: Visit your nearest FNB ATM and use your new eWallet PIN to withdraw cash. An easy-to-follow guide for withdrawing from eWalletSouth Africa's eWallet is ampere service offered by Beginning Domestic Bank (FNB) that allows bank members to send money to individuals who have an active Southward African mobile phone number. A simple way to send money. A PEP eWallet Location. The eWallet PIN can only be reset using the dial string *120*277#. Enter the amount you’d like to transfer. Business Accounts Commercial Transact Account Business debit card eWallet bulk payments Merchant Services Ways to bank Savings + investments Overview. Step 2: Select a single payment option. Select “Withdraw cash from. This PIN is valid for 16 hours. . The recipient can dial *140*392# and select 1 for ‘Withdraw Cash’ and then select ‘1’ for ‘FNB ATM’. Step 4: Link your payment cards. There are two ways or three ways to do this. Here’s how you can get started: Visit the FNB website or download the FNB Banking App from your smartphone’s app store. Step 6: Enter the Amount to Transfer. Before you can start checking your FNB E-wallet balance, you need to ensure that you have registered for an account. Can you create your own PIN for eWallet? You need to generate a temporary ATM PIN to cash out all or part of the funds in the eWallet. The money can be withdrawn directly from an FNB ATM, or select retail stores. These rules can change from time to time We can change these rules from time to time. The money is transferred instantly and can be used to withdraw cash from FNB ATMs, buy prepaid airtime or electricity, Send Money to another Cellphone, pay to a bank account and more. You can. Popular keywords:. EWALLET CARD: Where an EWALLET card has been linked, recipients can also purchase at any store (works like a debit card); and cash-back at POS (point of sale) transactions are also enabled. You will automatically receive a one time PIN (OTP) and a reference number on your cellphone (the OTP expires after 30 minutes) Tell the cashier the amount. Created with Sketch. ”. Next, select the ‘Send Money’ option. The bank says its newer eWallet eXtra, a mobile. At this time funds can be withdrawn from an eWallet account to your verified bank account. Dial the eWallet number: *140*392# Select ‘Buy/Get Cash’ at shop Use your OTP at the till Available for FNB and non-FNB customers. How do I transfer money from FNB? Financial planning STEP 1: Login to your FNB Online Banking profile using your username and password. Besides ATMs, you can also make an FNB eWallet withdrawal at the following retail stores across the country: SPAR. On the first note, FNB doesn’t charge monthly or subscription fees to use the ewallet services. Step 2: Press 1 to request a new eWallet PIN. Step 5: The temporary PIN will expire in 16 hours from the time you receive the text message. orders and no paperwork. Select Withdraw cash and then Get ATM PIN. The FNB ewallet extra monthly limit is R24, 000 and a daily spending limit of R3, 000, including daily withdrawal and. That rest of the money sack be. Airtime and data purchases via the FNB App, Online and FNB. First National Bank's (FNB) eWallet may now be used to purchase goods and withdraw cash at participating owner-managed Spar stores across South Africa.